Section 125 Cafeteria Plan Forms These documents are legally required if an employer deducts health insurance and/or other benefit premiums from payroll pre-tax. Read Frequently Asked Questions about premium conversion cafeteria plans. Package Includes:  Premium Conversion Plan Adoption Agreement and Plan Document, Summary Plan Description, Enrollment Form, Adopting Resolutions, and Detailed Instructions. All forms meet new requirements under new IRS proposed regulations issued on August 6, 2007. Price:  $275.00 Availability: Immediate download in Word format Click below to buy now. Documents can be ready in less than one hour.                       Secure server using PayPal and PayDotCom. All major credit cards accepted. Note:    These forms were prepared by an experienced employee benefits attorney (read attorney bio). They are intended for use by individuals who may have a recurring need for plan document forms to prepare legally compliant Section 125 plan documents, such as attorneys and employee benefit consultants. The forms may be adapted for your clients as often as you wish. Unlike our major competitors, we do not require a single-use license agreement. Legal fees charged to prepare for premium only cafeteria plan documents typically range from $350 to $750 depending on your location. Experience with employee benefits law is not required to prepare these forms. The forms take about one hour to complete.  The forms are backed by a 100% satisfaction money-back guarantee. We want you to be satisfied with your purchase. If you are not satisfied, please contact us at service@benefitpublications.com within 60 days of your date of purchase and we will promptly refund your money. Please read the disclaimer before making your purchase. Benefit Publications products are not written for businesses located outside of the United States. If you do not conduct business in the United States, you should not purchase this product. ERISA "Wrap" Plan Forms A Wrap Plan is a comprehensive legal document that includes all of the required content under ERISA for various employee benefit welfare plans sponsored by an employer. There are two main reasons to adopt a Wrap Plan. First, a company can file a single Form 5500 instead of multiple Form 5500s. Second, having a Wrap Plan will clean up any potential ERISA plan document compliance issues.  The Form 5500 filing requirement for welfare plans applies to employers with 100 or more employees. Filing one Form 5500 greatly reduces administrative time and costs.  It is much easier to fill out one Form 5500 with comprehensive participant and financial data and simply attach various Schedules A for each insured benefit. An employer may also save costs on independent audit fees. One of the key items the Department of Labor will look for during an audit is compliance with the reporting and disclosure requirements of ERISA. Many employers distribute booklets prepared by insurance companies to inform employees about their medical and other benefit programs. These booklets often do not include all of the legally required language mandated by ERISA and HIPAA, such as detailed claims procedures, privacy rights, plan sponsor information, and ERISA rights provisions.  A Wrap plan takes care of this problem. Package Includes:  Plan Document, Summary Plan Description, Adopting Resolutions, and Detailed Instructions.  Price:  $325.00 Availability: Immediate download in Word format Click below to buy now. Documents can be ready in less than one hour.      Secure server using PayPal and PayDotCom. All major credit cards accepted. Note:    These forms were prepared by an experienced employee benefits attorney (read attorney bio). They are intended for use by individuals who may have a recurring need for plan document forms, such as attorneys and employee benefit consultants. The forms may be adapted for your clients as often as you wish. Unlike our major competitors, we do not require a single-use license agreement. Legal fees charged to prepare Wrap Plan documents typically range from $350 to $1,000 depending on your location. Experience with employee benefits law is not required to prepare these forms. The forms take about one hour to complete.  The forms are backed by a 100% satisfaction money-back guarantee. We want you to be satisfied with your purchase. If you are not satisfied, please contact us at service@benefitpublications.com within 60 days of your date of purchase and we will promptly refund your money. Please read the disclaimer before making your purchase. Benefit Publications products are not written for businesses located outside of the United States. If you do not conduct business in the United States, you should not purchase this product. QDRO Instructions and Model QDRO Form for 401(k) Plans Package Includes:  Detailed instructions for preparing a qualified domestic relations order to divide 401(k) plan benefits and a model QDRO form that can be used in any state. The documents can be adapted for use by 401(k) plan sponsors and distributed to plan participants or by attorneys who need to prepare QDROs for clients. Introductory Price:  $75.00  (Regular Price: $125.00) Availability: Immediate download in Word format Click below to buy now                         Secure server using PayPal and PayDotCom. All major credit cards accepted. Note:    These forms were prepared by an experienced employee benefits attorney (read attorney bio). The forms are backed by a 100% satisfaction money-back guarantee. We want you to be satisfied with your purchase. If you are not satisfied, please contact us  at service@benefitpublications.com  within 60 days of your date of purchase and we will promptly refund your money. Please read the disclaimer  before making your purchase. Benefit Publications products are not written for businesses located outside of the United States. If you do not conduct business in the United States, you should not purchase this product. Coming Soon: HIPAA Privacy Rule Administration Manual